VA and FHA Streamline Refinance in MN, WI, IA, ND, SD,CO, or FL


Do you currently have an FHA or VA Loan?

Then we have an amazing program for you called the Streamline Refinance Program.

You might even be able to defer a monthly house payment and receive cash back after closing. This can mean several hundred dollars, to thousands of dollars back into your pocket.

Just look at the benefits!
• Lower monthly house payment
• Lower interest rate
• NO out of pocket costs
• NO appraisal in most cases
• 10, 15, 20, 25 & 30 year terms available

VA Streamline Refinance  - IRRRL

If you're a Veteran with an existing VA loan, you can streamline refinance with little documentation beyond the application, and in many cases, no appraisal needed. If you're home has lost value, you can still refinance.


FHA Streamline Refinance

Existing FHA loans may be refinanced without an appraisal, and if your current loan closed before June 1, 2009 - you are grandfathered in to some serious savings on mortgage insurance


CASH OUT FHA Refinance

If you want to get a new FHA loan and combine an existing first and second mortgage into one - We can do that... Up to 97% loan to value in most cases.  If you want to take cash out with a new FHA loan to pay bills - We can do that... up to 85% of the value based on an appraisal


CASH OUT VA Refinance

If you want to either take cash out to pay some bills, or refinance an existing 2nd mortgage into one new VA first mortgage - We can do that for you up to 100% of the appraised value of your home. It will require an actual visit by an appraiser to determine value




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Approved FHA Lender, VA Lender, and USDA Lender in MN, WI, IA, ND, SD,CO, or FL

HUD, The VA, and the USDA requires those who offer their mortgage loans go through a stringent approval process. We are an approved FHA, VA, and USDA mortgage lender. We are not acting on behalf of, or under the direction of the VA or the Federal Government. HUD / FHA and the VA do not lend directly to the public, only through approved lending institutions like Cambria Mortgage.