When you decide to buy a home or refinance a mortgage throughout the upper Midwest area, your search for a home loan should start and end with Cambria Mortgage, the award winning Twin City area mortgage experts, with a 5 STAR Promise!

With so many lenders to choose from both locally and nationally, you need to pick one you can trust to provide the mortgage loan that is best for you.

Offering the some of the most competetive mortgage interest rates in Minnesota, Iowa, Wisconsin, South Dakota, and North Dakota.

Find the lowest mortgage interest rates in MN, WI, IA, ND, and SD

View current mortgage interest rates and closing cost quote 24/7. No SSN required. 

Commitment to Your Knowledge

Joe Metzler and his team are committed to helping you make truly informed mortgage decisions.  Our advice goes beyond just quoting interest rates and closing costs. We provide a complete analysis of your situation to make sure you are not only getting a home, but the best home loan possible.

Popular mortgage loan programs

For our military personal, we offer a zero down payment VA Home Loan, and for everyone else, a zero down payment USDA Rural Development loan?

As you can see, we offer a broad range of mortgage loans for both a home purchase or refinance with super competitive interest rates and first-rate service from fully licensed Loan Officers.

Need First Time Home Buyer programs with Down Payment Assistance?

We offer the MHFA Start Up and Step Up down payment assistance programs. Get up to $17,000 in down payment assistance to those who qualify.

Call us for more details, or simply apply online. No obligations