• Cambria Mortgage, Rated Best Mortgage Company in the Twin Cities by Customer Satisfaction

  • First time home buyer programs and down payment assistance programs!

  • Want to refinance and lower your interest rate? Need cash? We can assist in refinancing your existing loan

  • We offer ZERO Down Payment VA Loans and USDA Rural Development Loans!

  • Home Loans for All types of people and situations - Apply Online Today...


Home Loans and Low Mortgage Rates in Pierre SD from Cambria Mortgage

Cambria Mortgage is a Minnesota based lender with an outstanding reputation - a reputation built on honesty, trust, and a commitment to ethical lending practices while delivering low Pierre mortgage rates. We have been in business since 1991. We have closed over $4 billion in residential mortgages, and have helped over 25,000 LOCAL homeowners. We can help you too

Why choose Cambria Mortgage as your Pierre SD Home Mortgage Company?

Because Cambria Mortgage is a direct mortgage lender, you have the benefit of working one-on-one with the same caring and knowledgeable Licensed Loan officer thoroughout the entire process,  our goal is to always deliver a superior customer service experience from the initial pre-qualification application to closing.

We offer a wide variety of residential home financing solutions, including standard conventional fixed rate loans, adjustable rate programs, jumbo loans, low down payment loans like FHA loans, and even no down payment loans like the USDA Rural Development Loan, and VA Home Loans for our military personal, both active and retired.

Are you are first time home buyer? We offer multiple first time buyer home loans programs, including many offering down payment assistance.


Great low mortgage rates and closing costs


"With interest rates near historic lows, now is a great time for Pierre area residents to consider buying a new home, refinancing an existing mortgage, or consolidating debts. Our local Pierre area consultants are mortgage experts who will guide you through the home loan process - every step of the way. Cambria Mortgage makes it easy for you to get the right mortgage at some of the lowest interest rates available. Call (651) 552-3681 now, or get started online for a free, confidential, no-obligation mortgage consultation.


Four ways to get start your mortgage application, or to get a free mortgage loan estimate


1) Call us at (651) 552-3681
2) Fill our our Quick Quote Form
3) Complete our Full Pierre SD area Mortgage Application
4) Use our Live Loan Officer Chat feature

Your South Dakota Mortgage Company

From the hustle and bustle of Sioux Falls, the natural beauty of the Black Hills, and the amazing pheasant hunting of the prairie lands, South Dakota offersit reseidents great recreational and cultural activities. That is hy South Dakota is so well known as being one of the healthiest and best places to live in the United States.

As your South Dakota mortgage lender, we will help you find and secure the lowest SD mortgage rates possible. Buying your new dream home, or refinancing your existing home, we beat the banks, your real estate agents company, and the big internet lenders everyday.


Small lender personalized service, and great low rates and closing costs because we don't have all their overhead on South Dakota mortgage programs like these:

Call us for more details, or simply apply online. No obligations

Latest Mortgage News

3% Down Payment First Time Home Buyers Loans in Pierre SD

First Time home buyers looking for LOW down payment have some great news...

Fannie Mae has recently announced the HomeReady program.

A small down payment of just 3% makes buying your first home easy. The down payment can be your own money, from a 401k, or even a gift from a family member.
Ask your Loan officer if you qualify for HomeReady!

Click here for more information on the MHFA Down Payment Assistance program.


New Home Loans


We provide standard and government home loans. To apply click here


Mortgage Refinance


Lower your existing loan payment, or take cash out for anything. To get started click here